Depending on how quickly a homeowner wants to get started on a pool installation, the time needed for funds to be disbursed could be a major concern. With innovative lending products and proprietary technology, consumers with strong credit profiles can receive highly competitive, fixed rate financing via an easy, fast and virtually paperless loan process. To sum it up there are pros and cons associated with each type of loan so do plenty of research ahead of time! Get more reviews from your customers with Birdeye. Such discounts could be an important factor to consider when looking at each lenders APR ranges, as eligible borrowers may be able to lower their rate and save some money on their pool financing. Your call will always be answered by a live, knowledgeable representative, eager to offer solutions. Apply Now. Why It Made the Cut: SoFi supports various financing optionssuch as same-day funding and payment defermentfor eligible borrowers. Accepting scores above 650 Loan Amounts Less Than $15,000 Rates as low as 5.99% No Fees No Credit Pulls Apply Now Multiple Offers in under 2 Minutes! *********************** is awesome!! We don't have enough equity in our home to take out a HELOC, so we're looking into pool specific loans. Pool loan reviews can provide some insight, but homeowners may want to vet the best pool loan companies themselves as well. Homeowners with strong credit scores and little debt will have more options to consider, but there are easy pool loans with minimal credit score requirements available for people with fair credit to qualify for as well. The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user. Viking Capital's swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. This expertise is reflected in various aspects of the companys loan options, which are geared toward the logistics of financing backyard pools. Viking Capital Loan Specialists give personal attention to every borrower and take the time to understand their financing needs and qualifications. The information you provide to Lyon Financial is not an application for a loan from Lyon Financial. The smiles start here! A: Your monthly loan payment amount is dependent on many factors, including your loan amount, term, and credit profile. AMS Financial : Viking Capital: Lyon Financial: Lightstream. The disadvantage is that if housing prices fall and your homes value decreases, you could end up owing more than what your home is worth (known as being underwater on your mortgage). Lenders may offer a wide range of pool loan rates that are subject to the borrowers financial qualifications. Of course, our friendly and knowledgeable specialists are always just a quick phone call away to provide updates or answers to any questions you may have. With dedicated pool loans, personal loans, home improvement loans, and home equity loans all on the table, it can feel a little overwhelming at times. Heres a closer look at Viking Capital vs Lyon Financial: Another option is a home equity line of credit (HELOC). There was never high pressure sales on anything like that. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. Lyon Financial has a very helpful staff,customer service always answers phone calls and questions or directs me to the right person.Best choice i could have madeHighly recommend them. If youre looking to take out a loan from a Viking capital pool, there are a few things youll need to meet in order to be eligible. A: We look at your overall credit health, including your credit score and debt-to-income (DTI) ratio. Lyon Financial offers loans nationwide up to $150,000 with terms up to 25 years! Through our exclusive lenders, we offer financing solutions for swimming pool and home improvement projects nationwide. It is a big financial investment, but its also a huge quality of life investment. If you have bad credit, you may think that you cant get a loan to finance your pool. Family members must be lineal (spouse or direct-line ancestors and descendants. A HELOC is basically like a second mortgage on your home; it uses your home equity as collateral, which gives lenders some security if you default on the loan. Wondering how much it costs to install a pool? Lyon Financial is not responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of or in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, load or interest rate analysis. Well also email you the link so you can view at anytime. In general, companies that specialize in pool loan financing offer much longer loan terms, with borrowers repaying their loan amount over the course of a decade or more. Getting pre-approved for financing before finding a pool can help make the process smoother and give you a better idea of how much money youll be able to borrow. Its this commitment to exceptional customer service that sets us apart in everything we do. If you have loan needs, Viking Capital is your answer. Central Bank Light Stream Viking Capital HFS Financial Lyon Financial Credit Union Apply online for a secured pool loan with Central Bank. While many pool loan companies deposit funds directly into the borrowers bank account, some will want to send funds directly to the contractor. This can be in the form of property or other assets. If youre considering a Viking pool, youre probably wondering how much it will cost. When you have good credit, you deserve a low-interest, fixed-rate loan. APPLY AT VIKING CAPITAL . CONTACT 941-371-2252. . Phone. Definetly a great experience! We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness. Submit your loan application . Its also important to remember that just because you have bad credit doesnt mean you should accept the first loan offer that comes your way. Over 90,000 businesses use Birdeye everyday to get more reviews and manage all customer feedback. To begin the application, click "Qualify Now!," located in the black bar, towards the top right of the page. Conditions and limitations apply. $$ info@poolloan.net Closed now 9:00 AM - 5:00 PM Loan Service vikingcapitalinc Photos See all I was so impressed a REAL human being (Karen) always answered the phone and directed me to proper person. However, some lenders may require a higher score, such as 700 or 720. You'll feel like the valued customer you are. If the pool builder of your choice has not worked with us before, there is a brief setup process. If youre not sure where your credit stands, check your free annual credit report from each of the three major credit bureaus Experian, Equifax and TransUnion for errors or negative information that could be dragging down your score. Loan programs offered are available nationwide for terms of up to 30 years. This can be beneficial because it allows you to work with just one company throughout the entire process. Youre in control of the loan process with LightStream. Rates as low as 8.49% Terms up to 20 Years Loans up to $225k** Scores as low as 650 (*see details below) Complete The Application Form Includes family by adoption and marriage). In most cases, before each stages payment is released, we ask that you complete a brief electronic form to verify that the scope of work for that stage has been completed. Viking Capital is the rare lender that specializes in pool loans, which may appeal to homeowners who want to work with a company that understands which financing terms make the most sense for this type of home renovation project. One of the best Financial Services, Finance business at 118 Morlake Dr Suite 202, Mooresville NC, 28117 United States. Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. Lyon Financial is a great company to work with if you are looking for a pool loan. We highly recommend them. Loan programs offered are available nationwide for terms of up to 30 years. To continue the process of Financing for your pool, we will redirect to a website outside of OC Poolscapes.Lyon Financial & Viking Capital are not affiliated with OC Poolscapes, but we do have a finance partnership.To get started on the financing process, click the link below for either Lyon Financial or Viking Capital and submit your customer information. Borrowers looking to build a more expensive pool with high-quality materials and luxurious amenities may want to start their search for the best pool loans by focusing on lenders with higher maximum loan amounts. We offer a wide range of financing options through our four trusted partners: Lyon Financial, Viking Capital and Paramount. This can be beneficial because it allows you to work with just one company throughout the entire process. For more related info, . Partner with the industrys leader to make your backyard dreams come true! Borrowers can also conveniently manage their loans through the lenders dedicated mobile app. Voted Best Service by Capital Region Living readers, we put our members first with unique products that make life easier. In this case, it may make more sense to choose a different type of loan with a higher interest rate but lower monthly payments. Lyon Financial offers Swimming Pool and Backyard Living loan amounts of up to $500,000. Other companies may require several days to fund approved loans, so its good to know what their funding time frames look like beforehand. Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. Swimming Pool Financing. A bad credit score is generally considered to be any score below 630. While some companies provide pool financing through personal loans or home improvement loans, Lyon Financial extends dedicated loans for the express purpose of funding pool installations. The advantage of this type of loan is that it usually has a lower interest rate than other types of loans such as credit cards or personal loans. LYON FINANCIAL OUR SPECIALITY $2,700,000,000. There is no prepayment penalty! If this option sounds more appealing than a dedicated pool loan, homeowners may want to review the best home improvement loan providers and see if theres an option thats right for them. As noted, installing a poolparticularly an inground poolcan come with a hefty price tag. We appreciate the opportunity to earn your business! Loans up to $75,000 Apply Viking Capital. Taking advantage of this network can also help customers spend less time searching for one of the best pool installation companies. Viking Capital. !FANTASTIC customer service. Marcus Franklin Great service, quick and efficient. The best pool loans offer large loan amounts, relatively quick funding time frames, competitive interest rates, and flexible repayment periods so borrowers can comfortably finance a pool installation. How much can you afford to borrow? APPLY AT LYON FINANCIAL. You need JavaScript enabled to view it. In that case, it may be worth looking into local banks that offer pool loans. Because financing a pool installation is such a large investment, Lyon requires homeowners to submit a scope of work before funds will be disbursed. Loan amount $40,000Rate 5.49%Term 15 YearsMonthly payment $327/mo. As homeowners review their options and weigh the strengths and weaknesses of each lender, its important to know what features or capabilities to prioritize above other considerations. Companies that dont treat pool financing as a dedicated loan product may require borrowers to pay back their loans in a much shorter time frameas little as 2 years in some cases. here's everything you need to know about chlorine vs salt pools. The calculator will then show you your monthly payment amount and total interest costs. We are a family owned business since 1999 and LightStream offers pool loans at very competitive rates, with eligible borrowers potentially receiving an APR as low as 4.99 percent. Very easy to sign all the paperwork. Highly recommend! Loan amount $40,000Rate 5.49%Term 15 YearsMonthly payment $327/mo. Viking Capital offers a variety of loan products to meet the needs of its customers. All Rights Reserved By Revolution Reports 2023, Student Loans for Undergraduates Without Cosigner. *Available on approved credit, not all will qualify. Conversely, those with poor credit scores (300 or below) may have difficulty qualifying for any financing at all. There is a minimum credit score of 625 required; however, it is not entirely credit score driven. They offer financing terms up to 20 years, no consulting fees, low and fixed interest rates. Installing one of the best above-ground pools is a major investment, and it would be difficult for many homeowners to afford such a large expense without the help of separate financing. When determining the best pool loan companies, we considered how much money homeowners might be able to borrow from each lender and if that amount would be enough to fund an inground pool. Here's a closer look at Viking Capital vs Lyon Financial: Viking Capital is a direct lender, meaning they provide financing directly to consumers. We would love it if you could tell us what you think. First and foremost, youll need to have strong credit. Concord Pools partners with Viking Capital to offer highly desirable financing options. Checking lenders APR ranges can help customers avoid higher pool loan rates, but they may want to consider the impact their own credit history and financial status will have on the APR that they are ultimately offered. Lyon Financial; HFS Financial; Viking Capital; Paramount Capital. Lyon Financial. Lyon announced today that on May 7th, a joint venture between newly-formed Lyon Capital Partners, LLC, (formerly Echelon Capital) and Revere Finance closed on the acquisition of substantially all of the assets of Lyon Workspace Products, LLC, and its affiliates. HFS has one-of-a-kind loan programs and world-class service as shown by 1,500 + 5-star Reviews. Our staff and business partners are proud to offer our lowest rates to those with military affiliation. All rights reserved. Your credit score is one of the most important factors lenders will consider when determining whether or not to approve your loan application. Not all will qualify. Grow your business. Backyard Resort Pools Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. You control the terms of your LightStream swimming pool loan, repaying your fixed-rate home improvement loan in as little as two years, or take up to 12 years. Will update as the pool is installed.! Very happy with the process. He was responsive, knowledgeable and clearly a subject matter expert in his field and the best part, no high sales pitch or pressure! There are many factors to consider when taking out a loan for a pool. You'll feel like the valued customer you are. When you have good to excellent credit, the choice is yours. A: We offer lending solutions for your swimming pool and/or home improvement project and will match your request with a program that fits your budget. The company also supports a dedicated mobile app that customers can use to manage their loans, including scheduling payments, updating account information, and checking the progress of their repayment schedule. A: No, we do not currently finance any owner-builds at this time. Game summary of the Detroit Lions vs. Minnesota Vikings NFL game, final score 24-28, from September 25, 2022 on ESPN. Their no fee and no obligation service to find the right lender for you is the reason why they are the leaders in the pool industry. Some of the other highlights of working with Lyon Financial: Loans up to $150,000 . HELOC vs. Home Equity Loan. >>> Lyon Financial >>> HFS Financial >>> Viking Capital Lyon Financial does not endorse, warrant or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. Once they receive your pre-application, they will help you through the process of choosing a lender program that best fits your needs. That's why we have partnered with Lyon Financial to offer incredible financing rates! Once you know your credit score, start shopping around with different lenders to see who can offer the best terms. Homeowners who value a seamless online experience may be pleased to hear that the pool loan company supports an online application process thats quick, intuitive, and easy to complete. Both are well-known and respected lenders in the industry, but there are some key distinctions between them. team to work efficiently and spend more quality A loans annual percentage rate (APR) reflects the total cost that the borrower will pay, including interest, lender fees, and other potential expenses. Payment example: Monthly Payments for a $200,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $1,262.82. It was definitely the answer for us. Swimming Pool Loans Desirable loan options and personal attention every step of the way! Borrowers may want to be sure that their loan amount will be large enough to cover the entire cost of installation, from site preparation and excavation to electrical work and lighting. Advertised terms are subject to change without notice. Maximum loan amount of $75,000. Contact. Lowest rates with military affiliation (applicant or lineal relative). Contact Jeff today for more information or to get started: Jeff Miller, VP, Sales and Business Development We hope this tool helps you finance your new Viking pool! We've partnered with Viking Capital to offer financing for all our customers, at very affordable rates! Lenders will use your credit score to determine your likelihood of defaulting on the loan. Homeowners may be able to finance a new pool with a home equity loan, home equity line of credit (HELOC), or even a second mortgage. Revolutionary Reports of All the Aspects of Life. They may find that lenders using personal loans to finance pool installations have wider APR ranges and higher minimum APR options than lenders that specialize in pool loans. Viking Capital requires that you have collateral to secure the loan, such as real estate or equipment. Well also email you the link so you can view at anytime. With an ARM, your interest rate will fluctuate over time along with market rates. As an example, you could pay 20% at Excavation, 30% at Gunite, 20% at Decking and 30% at Completion. Through Viking Capital, our mission is to help other hard-working physicians like you to achieve the freedom you deserve and to create the . The APR listed is for a signature loan between $50,000 and $200,000 with a term of 360 months, for applicants with excellent and substantial credit (including but not limited to a minimum credit score of 800 and a debt-to-income ratio/DTI of 50% or less). Being self employed and having complicated taxes i was less then enthused to start the process. A: Applications are accepted online only. This way, homeowners can feel confident that their contractor has the expertise, background, and skills needed to build a structurally sound pool and stay on schedule. Desirable loan options and personal attention every step of the way! A: We can work with most pool builders. We gave our Best Overall award to LightStream due to its low starting APR, autopay discount, Rate Beat Program, and same-day funding option. Terms, amounts, and APR may differ based on loan purpose and credit profile. What is a Bad Credit Score? Water Falls All information is subject to change without notice. However, its important to remember that not all brokers are created equal some may charge higher fees than others. Youll also need to have some collateral to put up against the loan. The low rates and longer term loan options offer more affordable monthly payments. There is no prepayment penalty! These secured loans often have lower interest rates, but they will likely take much longer to approve and fund. What's-app:+1 (657) 366-7359. Payment example: Monthly payments for a $50,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $315.71. A lower total cost may not make sense if the borrower will struggle to make loan payments each month. Unsure of what option is best for you? We also considered the terms of the loans themselves, determining whether the funding time frames and loan lengths would fit the needs of homeowners looking to finance a pool installation or would potentially cause issues for them instead. Count on Sunmark Credit Union to help you attain affordable financing that addresses your needs and budget. SoFi is a major player in the lending industry, supporting a wide variety of loan products for customers to choose from, including a home improvement loan for pool installations. In 2022 Loan Requests. Dominate search results. You can be confident thats what youll get with LightStream, because we back our low rates with our Rate Beat Program. We greatly appreciate the opportunity to earn your business! Great Service - you will feel like the valued customer that you are. Answered all of my questions promptly. If you are looking for a flexible financing option with competitive rates, then Viking Capital Pool Loan is a good choice for your business. They are prompt to answer any questions we've had and on top of every signature or paper work needed to move forward. With the help of our financial partners, Viking Capital and Lyon Financial, and the Premier Pool Contractor team, your dream becomes a reality! Viking Capital, Inc. Financial Services Ponte Vedra Beach, Florida 313 followers Financing for home improvement projects including swimming pools, hot tubs, decks, indoor/outdoor kitchens, baths, etc. 588 customer reviews of Lyon Financial. Many of the best pool loans are unsecured loansthat is, they dont use any assets as collateral. Our pool company wasn't set up in our system but he was able to get them set up in a timely matter so we Super simple process. Lengthy funding time frames could delay the building process if contractors move on to other jobs because the funds needed for a deposit are not immediately available. Their customer Service is exceptional. Unlike banks, credit unions, and online lenders, our experience is unique to pools, not just any type of loan. The decision to build an inground swimming pool is a big one. Here are some things to consider if youre looking for a pool loan with bad credit. However, because HELOCs are secured by your home equity, they usually come with lower interest rates than unsecured loans making them another good option for financing a pool. He even suggested my husband co-signing which after fixing. Viking Capital is a family-owned business that has been in operation since 1999. Viking Capital HFS Financial Lyon Financial Your Bank or Credit Union Click the tabs to the right to learn more about each financing option. . Archived post. There are a few different options available, and each has its own set of pros and cons. Subject to credit approval. Because there is so much variance from lender to lender, it may be a good idea to check the APR range offered by each pool loan provider before making a final decision. The low rates and longer term loan options offer more affordable monthly payments. APR, terms, and loan amounts may differ based on loan purpose and credit profile. Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications. 118 Morlake Drive . Last. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. Obtaining a scope of work may not be terribly difficult, though, since the lender can connect customers with experienced pool builders through its preferred contractor network. My representative (Kevin) explained my options perfectly, taught me about negative trade, and helped me fix something on my credit rating which was a mistake I didnt even know existed! https://www.revolutionreport.net/author/sophia-anthony/, This Site Is A Participant In The Amazon Services LLC Associates Program, An Affiliate Advertising Program Designed To Provide A Means For Sites To Earn Advertising Fees By Advertising And Linking To Amazon.Com. A: We rely on the expertise of TransUnion, but our lenders may use any of the Big Three reporting bureaus: Equifax, Experian, and TransUnion. Make sure to read the fine print and understand all the fees and charges before signing any paperwork. The decision to build an inground swimming pool is a big one. The top loan providers in this space vary quite a bit in terms of the precise benefits they bring to the table. NC Branch ID# 1446463, This profile is powered by Birdeye. If so, you may be wondering about the best way to finance this project. SITE DESIGNED BY . Lyon Financial and Viking Capital both specialize in swimming pool financing. Let us help you find the best funding option.
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